
(866) 337-0978
2245 Godby Rd Ste 111
9AM - 8PM
✅ New Construction
✅ Fix and Flip
✅ Rentals/DSCR
✅ Commercial
✅ Transactional
No Cost, No Obligation. Get Your Term Sheet Today!
Complete Form or Call to Speak with One of Our Representatives.

By clicking the Get Started button, I consent to receive recurring auto dialed and/or pre-recorded telemarketing calls and/or text messages from UCC and/or its partners in order to discuss funding options with the telephone number I provided. I understand that I may receive a call and/or text even if my telephone number is listed on a Do Not Call list and that my consent is not a requirement of purchase. I understand that my telephone company may impose charges on me for this contact and that I can revoke this consent at any time. For SMS campaigns, text STOP to cancel and HELP for help. Msg and data rates may apply. Recurring msgs up to 10 msgs per month.
✅ New Construction
✅ Fix and Flip
✅ Rentals/DSCR
✅ Mixed Use/Commercial
✅ Transactional
No Cost, No Obligation.
Get Your Approval Term Sheet Today!
Complete Form or Call to Speak with One of Our Representatives.

By clicking the Get Started button, I consent to receive recurring auto dialed and/or pre-recorded telemarketing calls and/or text messages from UCC and/or its affiliate partners in order to discuss funding options with the telephone number I provided. I understand that I may receive a call and/or text even if my telephone number is listed on a Do Not Call list and that my consent is not a requirement of purchase. I understand that my telephone company may impose charges on me for this contact and that I can revoke this consent at any time. For SMS campaigns, text STOP to cancel and HELP for help. Msg and data rates may apply. Recurring msgs up to 10 msgs per month.
WHY WORK WITH US?
Competitive Rates
Up to 100% for Experienced Investors
Interest-Only Payments
Fast Approvals
No Cost, No Obligation
WHY WORK WITH US?
Competitive Rates
Up to 100% for Experienced Investors
No Minimum FICO Scores
Interest-Only Payments
Fast Approvals
No Cost, No Obligation
United Cholce Capital helped me close on a fix and flip deal in less than two weeks. The process was smooth, and they understood exactly what i needed as an investor.
I was. looking to refinance into a DSCR loan for my rental portfolio. They got me terms that actually made sense for cash flow. Super easy process
As a builder, I needed funding for ground-up construction. United Choice Capital structured the financing perfectly and got me approved quickly.
I had a tough time finding financing for a mixed-use property. These guys steped in and got me connected with the right lender.
I needed fast transactional funding for a wholesale deal, and they came through.
What I love most is their consistency. I've now ciosed three different types of loans with them: They're truly a one-stop.op for real estate investors.
Most loans close in 7–14 business days once all required documents are received. Complex commercial loans may take 30–45 days.
Yes — we allow closings under LLCs or business entities, and this is preferred for most real estate investors.
For most investor loans (Fix & Flip, DSCR, Transactional), we do not require personal tax returns. Commercial loans may require full documentation.
Most funding products don't require a credit score. However, better terms are available with credit scores above 620.
Yes — we have funding programs for both experienced and first-time investors.
Yes, we provide funding in most U.S. states. Certain programs may be limited by state.
We fund everything from $75,000 for small fix & flips up to $20M+ for large commercial projects.
Most investor loans are asset-based, focusing on the property value and cash flow. Commercial loans may require additional financials.
Yes, most loans require an appraisal or BPO (Broker Price Opinion). Certain transactional loans may not.
Short-term loans (Fix & Flip, Transactional) typically have no prepayment penalties. DSCR and Commercial loans may include prepayment terms, which we disclose up front.
Origination points (1–5%) and standard title/escrow fees. We always provide a full breakdown before closing.
Yes — repeat borrowers often qualify for faster approvals, lower fees, and preferred funding programs.